Savings Trends

RamenApps Analysis

Savings, the holy grail of personal finance. Who doesn't love watching their bank account grow like a money tree? This category encompasses everything from fintech advancements to old-school piggy banks. So, what's trending in the world of savings? Well, short-term gains and expected value may be MIA in terms of search volume, but there's plenty of buzz around yield, neobanks, and even making money easily (yes, please!). Some savers are also taking a "green" approach with ecotank and going zero waste. Others are considering flexible work and part-time gigs as a means to boost their cash stash. And for those who want their savings to do the heavy lifting, there's compound interest and yield savings accounts. Overall, this category is all about maximizing your money and finding creative ways to add to your rainy-day fund.

Related tags to Savings

5 Years

Monthly Searches

1

Supermarket company

H-E-B is a privately held supermarket chain based in San Antonio, Texas. It has over 340 stores in Texas and northeast Mexico and operates an upscale organic and fine foods retailer called Central Market. H-E-B provides curbside pickup and grocery delivery services through their website and app. They do not have any plans to expand to El Paso. H-E-B has been serving Texas since 1905 and is known for providing savings on high-quality products without compromising convenience or selection.

Monthly searches:
2,240,000
Competition:
LOW

Wegovy is a prescription medication for adults with obesity or overweight. It contains semaglutide and works by mimicking a hormone called glucagon-like peptide-1 (GLP-1) that targets areas of the brain that regulate appetite and food. It is used as an adjunct to a reduced calorie diet and increased physical activity for chronic weight management. Patients taking Wegovy lost an average of 35 lbs over 68 weeks, and 83% of them lost 5% or more of their weight. Wegovy comes in 0.25 mg, 0.5 mg, 1.0 mg, 1.7 mg, and 2.4 mg pens, while Ozempic is available in 0.25 mg, 0.5 mg, and 1.0 mg pens. It may take several weeks or months before a person notices weight loss or a decrease in appetite from Wegovy.

Monthly searches:
550,000
Competition:
HIGH

APY, or annual percentage yield, is a way to measure how much your money may grow over time as you earn interest on your deposits. It reflects the total amount of interest paid on an account, based on the interest rate and frequency of compounding in a year. APY can be calculated using an APY interest calculator with competitive interest rates helping your money grow faster. The national average savings rate for APY in 2022 is 0.37%, and rates higher than that are considered good, with some online banks offering rates of 2.00% or higher. A 3% or 20% APY is considered high with the former being higher than the current national average. A higher APY means a faster rate of growth in your investments.

Monthly searches:
49,500
Competition:
LOW

Ozempic is a prescription medication used to treat type 2 diabetes. The cost of Ozempic varies depending on the pharmacy and the dosage. The average monthly cost of Ozempic is $209, and the lowest GoodRx price for the most common version of Ozempic is around $907.22, which is a 10% discount off the average retail price of $1,015.97. Eligible commercially insured patients can save up to $450 per 3-month prescription using the Ozempic Savings Card. The cost for a 30-day supply of Ozempic ranges from roughly $995 to $1,081, depending on the pharmacy. Patients who have private or commercial insurance may be eligible to pay as little as $25 for a 1-, 2-, or 3-month prescription. Pharmacy coupons or cash prices may also help offset the cost for some patients. Overall, the cost of Ozempic can be expensive, but there are various options available to help lower the price.

Monthly searches:
22,200
Competition:
MEDIUM

Ozempic vs Mounjaro

Ozempic and Mounjaro are both GLP-1 receptor agonists used to treat type 2 diabetes and aid in weight loss. Mounjaro is a dual-acting GIP and GLP-1 receptor agonist, while Ozempic solely works on GLP-1 receptors. Both drugs have been compared in clinical trials and have been shown to cause modest weight loss. Mounjaro has demonstrated significant weight reduction across all three weekly doses compared to Ozempic 1 mg. Common side effects of both drugs include nausea, vomiting, diarrhea, and constipation. Possible Ozempic alternatives include Bydureon, Victoza, Mounjaro, Tanzeum, and Trulicity.

Monthly searches:
18,100
Competition:
LOW

Higher Education Institution

School category

Higher Education Institutions (HEIs) refer to educational establishments that provide post-secondary education beyond the high school level. They encompass a range of institutions such as universities, colleges, academies, conservatories, seminaries, vocational universities, and institutes of technology. HEIs serve the purpose of promoting student achievement, preparation for global competitiveness, and educational excellence. They offer various programs and degrees in diverse fields of study, including liberal arts, sciences, engineering, technology, business, humanities, and more. HEIs can be classified as either public or private, secular or religious, and may be affiliated with specific educational philosophies or religious beliefs. The number of HEIs varies by country, with the United States having numerous institutions, including over 120 in New York City alone, while Florida has 171 universities. The Philippine Commission on Higher Education records 1,975 HEIs, excluding satellite campuses. In summary, Higher Education Institutions are educational establishments that provide post-secondary education beyond high school, offering a wide range of programs and degrees in various fields of study. They aim to foster educational excellence, promote student achievement, and prepare individuals for global competitiveness. These institutions can be public or private, secular or religious, and can be classified as universities, colleges, academies, conservatories, vocational universities, and institutes of technology. The number of HEIs varies by country, with the United States, the Philippines, and Florida being examples of regions with a significant number of institutions.

Monthly searches:
1,300
Competition:
LOW

Floating interest rate

A floating interest rate refers to a variable interest rate that changes over the duration of a debt obligation, such as a loan, bond, mortgage or credit. It is tied to an index and fluctuates depending on market conditions and the economy. This rate is usually lower than a fixed rate, which is why banks offer it at a lower cost compared to fixed rates. A floating rate also has the potential for unexpected gains but comes with higher risk. Floating Rate Notes (FRNs) are investments that offer a low-risk investment opportunity, while the floating interest rate formula is a calculation used to determine variable pricing on debt. When it comes to choosing between floating or fixed interest rates, it depends on personal preference and the financial situation.

Monthly searches:
880
Competition:

Aditya Birla Sun Life Insurance

Insurance company

Aditya Birla Sun Life Insurance is a company that offers a wide range of insurance products such as term, life, pension, and child plans. It is a subsidiary of Aditya Birla Capital, which combines the legacy of the Fortune 500 Aditya Birla Group with the innovation of Sun Life Insurance. They have a strong presence in health insurance, life insurance, and instant personal loans. Aditya Birla Sun Life Insurance aims to provide protection and financial solutions for customers throughout their life cycle, including children's future plans, wealth protection plans, retirement, and pension solutions. The company has a high claim settlement ratio of 98.08%, which offers a sense of security for policyholders. They also provide customer support through phone and online services for policy status checks and accessing fund related information.

Monthly searches:
140
Competition:

1