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Optum is a health services innovation company committed to making healthcare work better. They aim to provide better experiences, better health, and lower costs for their customers. Optum offers healthcare financial products, including health savings accounts, flexible spending accounts, and stop loss services. They also provide prescription delivery services. Optum is a part of UnitedHealth Group, which has two distinct business platforms: Optum and UnitedHealthcare. Optum delivers care aided by technology and data to achieve better health, empowering people, partners, and providers with the guidance and tools they need. Optum isn't an insurance plan but is a group of doctors who contract with most major health insurance plans. They provide care directly through local medical groups and ambulatory care systems. They offer primary, specialty, urgent, and surgical care to 102 million consumers. Optum is dedicated to modernizing the healthcare system and improving the lives of people and communities. The relationship between Optum and UnitedHealthcare is cohesive, and their goal is to offer an array of health services and benefits. Optum is also known for owning various companies in the healthcare industry.